In the finale of Model Citizens: AI Compliance for Banks and Fintech Lenders (a six-part miniseries from the Fintech Takes podcast in partnership with FairPlay), we confront the biggest questions yet:

What does financial regulation look like in the age of AI (when the very concept of governance is under strain)? And in a world where algorithms move faster than institutions can react, how do we protect consumers, ensure fairness, and keep power in check?

If you’re looking for quick answers or one-dimensional takes, this isn’t that episode.

But if you’re looking for a candid, wide-ranging exploration of the forces reshaping financial services, law, and society, you’ve come to the right place.

With Kareem Saleh (Founder & CEO of FairPlay) as cohost, we talk deepfakes, regulatory dysfunction, and more with two experts in the trenches: PR Stark (Director of Machine Learning Research at FinRegLab) and Tom Brown (Senior Counsel at Paul Hastings).

Highlights include:

Why deepfakes could trigger the next bank run — and why most banks aren’t ready

The return of “model risk management” as the most underrated regulatory export

How agentic AI could upend overdraft revenue, shopping for a mortgage, and the regulatory calendar

Don’t miss this closing chapter of Model Citizens; a conversation as complex, candid, and full of possibility as the future itself.

This miniseries is brought to you by FairPlay.

FairPlay is an AI enablement company for financial services. They help companies build, test, optimize, validate and govern AI models. Learn more at Fairplay.ai

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And for more exclusive insider content, don’t forget to check out my YouTube page.

Follow Alex:

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Follow Kareem:

https://www.linkedin.com/in/kareemsaleh/

Follow PR:

https://www.linkedin.com/in/p-r-stark-1a9786142/

Follow Tom:

https://www.linkedin.com/in/tpbrown5/

Learn more about FairPlay here.

Talking Luft! with Mike Woods. Ep 10.