The Prof G Pod with Scott Galloway How to Think About Stock Options, Healthcare Without Insurance, and Handling Rejection
Dec 15, 2025
Discover how incentive stock options work and why they might be more beneficial than a higher salary. Explore the complexities of the U.S. healthcare system and Scott's insights on managing healthcare costs. Learn effective strategies for handling rejection and building resilience, ensuring you bounce back stronger from setbacks. The discussion combines financial wisdom with personal growth, making it both informative and relatable.
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Quantify Your Option Package Before Negotiating
- Calculate the notional worth of your options using company valuation, outstanding shares, and strike price.
- Use that percentage versus salary to decide and be transparent when negotiating more equity.
Treat Options As Deferred, Tax-Advantaged Pay
- Learn the value and tax mechanics of incentive stock options before deciding between salary and equity.
- Negotiate for more options if you prefer ownership and use online tools to estimate current notional value.
Equity Outpaces Salary Through Tax-Deferred Growth
- Equity compounds faster than salary because gains are tax-deferred until exercise and sale.
- Wealth for many employees primarily comes from owning and eventually selling equity, not high salary.