When can you get the same card (and welcome bonus) again? | Ep226 | 10-28-23
Oct 28, 2023
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Learn how to maximize credit card points and bonuses to earn more rewards. Discover when you can get the same credit card and welcome bonus again. Explore the rules and restrictions by issuers like Amex, Bank of America, Barclays, Capital One, Citi, and Chase. Find out about the benefits of Delta SkyMiles Platinum Card and using a companion certificate for flight bookings. Also, uncover tips for maximizing Chase Ultimate Rewards and sweet spot redemptions.
Different credit card issuers have different rules regarding how long you need to wait before being eligible for a welcome bonus on the same card again.
Flying Blue, the loyalty program for Air France and KLM, has reduced award prices for travel from the West Coast to Europe, making it more affordable for West Coast travelers to fly business class.
Vacasa vacation rentals, a popular option for using Wyndham points, has implemented new booking rules that limit the cash rate for West Coast travelers, making it harder to find incredible deals but still allowing effective use of Wyndham points.
Deep dives
Bank of America Cards: 24-Month Rule
For Bank of America cards like the Alaska, Premium Rewards, Travel Rewards, and Cash Rewards cards, you cannot receive the welcome bonus if you have had the card in the past 24 months. However, the Travel Rewards and Cash Rewards cards require that you have had the card for at least 24 months before you can apply for it again.
Barclays Cards: 24-Month Rule
Barclays cards, such as the American Airlines and JetBlue cards, follow a 24-month rule where you can receive the welcome offer again if 24 months have passed since you received it. Approval for a new card may vary, but if approved, you will likely receive the welcome bonus.
Capital One, Chase, and Citi Cards: 48-Month Rule
Capital One, Chase (for Sapphire Preferred and Sapphire Reserve), and Citi cards all have a 48-month rule. You must wait 48 months from the date you last received the welcome bonus to be eligible for the bonus again. It doesn't matter when you opened or closed the card, only when you earned the welcome bonus.
Flying Blue Offers Discounts for Travel from West Coast
Flying Blue, the loyalty program for Air France and KLM, has reduced award prices for travel from the West Coast to Europe, making it more affordable for West Coast travelers to fly business class. Business class fares now start at 50,000 points one way, a significant discount from the previous prices. Additionally, premium economy and economy class tickets are available for 35,000 and 20,000 points one way, respectively. This presents a great opportunity for West Coast travelers to experience higher class cabins at a lower cost. Flying Blue also offers a 25% discount on children's tickets, making family travel even more affordable.
Changes in Vacasa Vacation Rentals for West Coast Travelers
Vacasa vacation rentals, a popular option for using Wyndham points, has made changes to its booking rules that affect those on the West Coast. Previously, West Coast travelers could book vacation rentals that cost up to $500 per bedroom per night. However, the new limit now caps the cash rate at $350 per bedroom per night. While West Coast travelers can still find good value and get over 2 cents per point when using Wyndham points, the new restriction makes it harder to find those incredible deals. Nevertheless, Wyndham points can still be used effectively, especially if purchased during a promotional period at a lower cost.
Did you know that it is possible to get the same credit card that you have had before and get the new cardmember welcome bonus again? In fact, in some cases, you might be able to open a second of the same card that you currently have and get the bonus again. This week, we discuss the rules by issuer.
