Valuetainment "Sitting On 2M Empty Lots" - U.S Housing's DIRTY Secret REVEALED By FHFA Director Bill Pulte
Oct 29, 2025
Bill Pulte, FHFA Director and housing industry veteran, joins the conversation on America’s housing crisis. He reveals that builders are sitting on two million empty lots, urging immediate action to meet demand. The discussion covers risky Fed policies, the need for more affordable starter homes, and innovative mortgage changes like rent counting and crypto as collateral. Bill emphasizes the influence of institutional buyers and suggests ways to motivate builders in a challenging market, while advocating for policy adjustments to support new homeowners.
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Buy Carefully, Focus On Location
- Buying a house is usually a good long-term, inflation-protected investment.
- If you buy now, choose well-located properties that can survive a downturn.
Verify New Mortgage Qualification Paths
- Lenders broadened qualifying criteria: rent payments, alternative credit scores, and crypto may now help secure mortgages.
- Buyers should verify which nontraditional assets or histories lenders will accept before applying.
Pulte Family Building Legacy
- Bill Pulte recounts his family's legacy in homebuilding via William J. Pulte and PulteGroup.
- He frames that legacy while discussing incentives and trust in major builders today.