* December jobs report up; unemployment down
* Average hourly earnings dropped
* Labor force participation hits new low, except for older Americans
* Fewer young workers supporting the Social Security system
* Most credit comprised of student loans and auto loans
* Auto delinquencies highest since 2008, indicating a bubble
* Obama's plan to make community college free will further inflate costs
* Charles Evans calls for more inflation before raising interest rates
* Denies relationship between cheap money and bubbles
* The term "patience" indicates no timeframe for higher rates
* Gold stocks very strong and gold prices continue to rise in face of rising dollar
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