

Citi Strata Elite Disappointment, AA Xfers, Tipping Culture Virus & Welcome Offer Grace Period!
Jul 29, 2025
38:31
Sorry for the error on the Monday upload. Here is the fixed episode. Enjoy!
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Episode Description
This week Citi finally brought their new premium credit card to market. While many of the leaks were true, does this card measure up to its competition and will it drive further loyalty. Plus Citi added transfers from ThankYou to American Airlines, but is it as good as it sounds and will it drive sign-ups for this card? Most importantly should you get it? Joe Cheung also joins us to discuss his recent near miss on a welcome offer and how he still managed to save it. Are grace periods a thing? We also discuss international tipping culture as Americans and how we may be expected to tip when traveling even if locals aren't. Episode Guide- 0:00 Welcome to MTM Travel
- 0:23 Being stuck in AA banned account hell
- 4:10 Citi Strata Elite launches & bonus - Is this a good premium card
- 11:08 Citi adds AA as transfer partner - Is this a gamechanger?
- 18:32 Did Citi have bad timing with Strata Elite or was it the perfect time?
- 24:39 Almost missing a welcome offer and grace periods on spend
- 28:36 How American tipping culture is spreading & how its awkward when traveling
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