138. How to Track, Manage, and Maximize Your Credit Cards with Travel Freely

Have you ever opened a new credit card for the welcome bonus, only to forget how much you’ve spent or when the deadline hits? Or maybe you’re juggling multiple cards and can’t remember which one to use next.

In this next episode of our Streamline, Stack, and Save mini-series, I’m joined by Zac Hood, founder of Travel Freely, an app that helps you track your credit cards, sign-up bonuses, and annual fees — so you can stay organized, hit your goals, and never miss a reward.

Zac built Travel Freely after realizing how easy it was to lose track of credit card bonuses, fees, and timelines. What started as a simple spreadsheet turned into a tool that helps thousands of travelers manage their rewards efficiently.

In this conversation, Zac and I talk about how Travel Freely works, why it’s free to use, and how it helps users stay on top of their credit card portfolio. We also discuss how to plan future card openings strategically, how to track spending toward welcome offers, and how the app helps travelers simplify their credit card portfolio — especially when juggling multiple issuers and family accounts.

You’ll also hear Zac’s story of building the platform from scratch and the lessons he’s learned about balancing automation, accuracy, and user trust in the points and miles world.

Get full show notes and transcript here

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