Suze Orman's Women & Money (And Everyone Smart Enough To Listen)

How Can I Learn About Personal Finance?

9 snips
Oct 16, 2025
This episode dives into practical advice for young adults learning personal finance. Suze emphasizes the importance of assessing health and retirement needs before investing. She warns against cash value life insurance and advocates for term life when necessary. Listeners hear about the risks of mixing CDs with market returns and the need to diversify real estate investments. Suze also discusses the benefits of Roth conversions at any age and highlights strategies for managing liquidity before retirement. It's a treasure trove of financial wisdom!
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INSIGHT

Money's Primary Goal Is Security

  • The goal of money is to make you secure through a proper financial foundation.
  • Suze emphasizes an emergency savings account as the essential first step to security.
ADVICE

Essential Reading For Young Investors

  • Read The Money Book for the Young, Fabulous and Broke to learn personal finance basics.
  • Also read The Richest Man in Babylon and Keith Fitzgerald's Five for foundational money values.
ADVICE

Fix The 'What Ifs' Before Investing

  • Before investing excess cash, inventory your risks: health, home repairs, estate documents, and long-term care.
  • Only invest leftover money after ensuring all 'what ifs' are addressed and consider dollar-cost averaging into the market.
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