Financial Audit

He Treats His Wife Like A Dog | Financial Audit

Nov 24, 2025
Shayla, a 25-year-old paralegal student and household manager, joins the discussion alongside her spouse, Cooper. They delve into the intricacies of their financial dynamics, including Shayla's $200 allowance and the impact of Cooper's recent job loss. The duo confronts their substantial $46,941 debt, the risks of their borrowing habits, and their plans for home ownership versus renting. Caleb challenges their spending habits, highlighting the lack of savings and the consequences of their financial choices.
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ANECDOTE

Line Crew Mistake That Cost Jobs

  • Cooper describes getting fired after his crew caused electrical damage to three houses and losing the entire crew's jobs.
  • He explains the technical mistake about transformer bushings and polarity that led to blown appliances and smoke in a house.
INSIGHT

Control Without Participation Is Risky

  • Caleb flags a household dynamic where one partner controls money and the other is disengaged, which creates hidden risk.
  • He notes that
ADVICE

Hold The Land; Rent For Flexibility

  • Caleb advises keeping the gifted acre and renting instead of taking a collateral loan for a manufactured home right now.
  • He recommends holding flexibility and avoiding locking the land as collateral until finances and careers stabilize.
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