10-Minute Contrarian Ep233: The Next Big Bank
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Dec 6, 2025 Explore the future of banking with a deep dive into Coinbase as a major player. The discussion highlights its rapid growth, boasting around 120 million users, positioning it alongside traditional banks. Features like accounts, loans, and payment options make it a standout in the digital finance scene. The host advocates for investing now, suggesting strategies like dollar-cost averaging. With its low operational costs and promising fundamentals, Coinbase is framed as a generational opportunity not to be missed!
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Coinbase Is A Lower-Volatility Crypto Play
- Coinbase offers superior downside protection compared with most crypto plays due to its scale and maturity.
- VP argues this makes COIN a less volatile way to gain crypto exposure while keeping significant upside potential.
User Base Scale Matches Major Banks
- Coinbase has ~120 million users and dominates the US market with roughly 60 million American customers.
- VP highlights Coinbase's lead as roughly 3x the next US competitor (Robinhood) and massive global scale behind Binance outside the US.
Coinbase Functions Like A Full Bank
- Coinbase already provides nearly every banking feature: accounts, ACH, cards, deposits, wires, ATM withdrawals, and more.
- VP points out that, measured by retail users, Coinbase ties or surpasses major US banks like Wells Fargo, making it a de facto bank for many.