Networth and Chill with Your Rich BFF How to Save Your Money & Sanity During the Holidays
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Dec 10, 2025 Get ready to save money and sanity this holiday season! Learn how to prioritize meaningful gifts and set a realistic budget that won’t leave you stressed in January. Discover smart shopping tools and budgeting strategies, like starting a holiday sinking fund. Vivian shares insights on thoughtful regifting, navigating family gift expectations, and even tips for teaching kids about giving. Plus, she reveals how to say 'no' to unwanted obligations and suggests budget-friendly gift ideas for everyone on your list!
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Why Holidays Wreck Finances
- Holidays combine social pressure, 'only once a year' mentality, and heavy advertising to drive overspending.
- That trio plus credit-card temptation creates a predictable debt hangover and anxiety.
Emotional Spending Masquerades As Generosity
- Much holiday spending is emotional: guilt, anxiety, or proving something, not genuine desire to give.
- That kind of spending is 'throwing money at our feelings' and rarely brings lasting joy.
Set Limits Or Switch To Secret Santa
- Talk to family and set explicit spending limits or try Secret Santa/white elephant to reduce the number of gifts.
- Focus on one thoughtful gift per person to lower cost and stress.
