Equity Mates Investing Podcast New portfolios, same investing journey | Monthly Portfolio Update
13 snips
Feb 1, 2026 They review summer portfolio changes like debt recycling, leverage and mortgage moves. Core vs satellite thinking gets a spotlight with ETF lineups and gearing choices. Satellite plans include active small-cap managers, Bitcoin and hedged gold. They describe a new income sleeve focused on steady yields from private credit, bond ETFs and royalties.
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Core Shift: Leverage, Structure, Income
- Ren changed his core portfolio to add leverage, close high-rate NAB equity builder, and build an income sleeve.
- He moved active managers to Hub24 to access unlisted funds with no minimums and preserve trust structure flexibility.
Turn Non-Deductible Debt Into Deductible Debt
- Bryce converted non-deductible debt into deductible debt by selling assets, paying down mortgage and redrawing into an investment loan.
- He uses BetaShares Direct for core ETFs and Stake for US holdings while awaiting BetaShares US access.
Blended Gearing Balances Risk And Exposure
- Leveraged ETFs can increase long-term market exposure but raise downside risk; Ren targets moderate gearing by blending leveraged and non-leveraged ETFs.
- He calculated overall portfolio exposure (~125%) by weighting a 35% assumed leverage on the geared ETF.