Point Me To First Class 112. Best Ever or Big Mistake? 3 Steps to Evaluate if Best-Ever Welcome Offers are Right for You
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Apr 21, 2025 Elevated credit card welcome bonuses can be tempting, but are they worth it? Discover how to evaluate offers like the Chase Sapphire Preferred’s 100,000 points. Learn three essential questions to ask before applying: Are you eligible? Does it fit your travel goals? What's the opportunity cost? This insightful discussion helps you avoid the allure of shiny bonuses and turn them into strategic advantages for your travel plans.
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Rare Chase Bonus Combo
- Chase rarely offers 100,000-point welcome bonuses on personal reward cards, making this a rare 'best ever' offer.
- This card combines high bonus points with low annual fee and solid everyday spending categories.
Confirm Eligibility First
- Always check if you meet the eligibility rules before applying for an elevated welcome bonus offer.
- Avoid wasting a credit pull on cards you can't get due to issuer-specific restrictions like Chase's 524 and 48-month rules.
Evaluate Card Fit Holistically
- Assess how the card fits your points and travel goals before applying, not just the bonus size.
- Consider the card's ongoing value beyond the bonus including bonus categories and travel benefits.