

The Missing Ingredients From Many Financial Plans (SB1743)
13 snips Oct 3, 2025
Join experienced financial planner OG, personal finance podcaster Paula Pant, and host Jesse Kramer as they dive into the essential ingredients missing from many financial plans. They reveal the costly mistakes that turn plans into wishlists and discuss why meaningful goals often get overlooked. From breaking down long-term strategies into actionable steps to incorporating vital tax and estate planning moves, they provide insights to make your financial roadmap clear and effective—all with a dose of humor and engaging banter.
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Make Plans Actionable Not Theoretical
- Turn projections into a step-by-step plan with clear next actions for the next six months.
- Focus meetings on concrete tasks, not endless charts, so you actually make progress toward goals.
Portfolio Is Not The Same As A Plan
- Advisors often substitute portfolio talk for true financial planning because investments feel more exciting and measurable.
- The real value is the planning conversation about upcoming life events, not just asset allocation.
Clients Show Portfolios To Avoid Goals
- Joe recalls clients who decline goals and insist on showing portfolios instead of life plans.
- That behavior frustrated him as a planner because it skipped the meaningful “why.”