The Ramsey Show Highlights

How Do I Tell My Girlfriend I Lied About How Much Money I Make?

8 snips
Nov 17, 2025
A listener confesses to his girlfriend about hiding the truth of his growing debt. He initially claimed to have $2,000 but it's now $5,000 due to hasty purchases. The hosts stress the importance of honesty in relationships and advise him on building financial trust. They discuss the pitfalls of impulse spending and share techniques for repayment. Vulnerability and transparency take center stage, as they emphasize cutting up credit cards and prioritizing debt payoffs before moving forward in his relationship.
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ANECDOTE

Hidden Debt From Moving Purchases

  • Trey told his girlfriend he had $2,000 of credit card debt, but it rose to $5,000 after he kept buying household items.
  • He moved recently, bought furniture and cookware, and felt embarrassed to update her.
ADVICE

Tell Her The Truth Tonight

  • Tell Shayla the truth about the credit card charges tonight and be direct about what happened.
  • Stop hiding purchases and make honesty your habit before marriage starts.
INSIGHT

Urgency Fuels Bad Financial Choices

  • Urgency drives poor financial choices because sellers exploit moments of crisis.
  • Slowing down and considering alternatives prevents unnecessary debt.
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