The Canadian Money Roadmap Personal, business & podcast year in review
Dec 24, 2025
Evan shares an honest look at his personal finances and the chaos of launching Cedar Point Wealth. He discusses increasing liquidity for trips, funding short-term goals like a Disney vacation, and building up an emergency fund. Plans for 2026 include minimizing expenses, such as selling the RV, and a mortgage renewal that could save money. The transition to Cedar Point boasts impressive client retention and growth goals, all while Evan reflects on YouTube's workload and podcast achievements, inviting listener feedback as the year wraps up.
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Prioritize Liquidity Over Flashy Assets
- Increase cash liquidity to cover planned spending and unexpected emergencies.
- Save regularly into separate accounts so planned fun and seasonal costs don't cause stress.
Pre-Fund Trips And Holiday Spending
- Save in cash ahead of trips and holiday seasons to avoid post-trip or post-holiday panic.
- Fund these goals weekly so large seasonal bills (like Christmas) are manageable.
Credit Is Not A Reliable Emergency Buffer
- Relying on available credit as an emergency fund is fragile when rates change.
- Holding cash prevents being forced into expensive debt when cheap credit becomes costly.