Mr. M Podcast | Maurizio Pedrazzoli Grazioli

How to Borrow Against Your Bitcoin

Nov 9, 2025
In this engaging discussion, Hunter Albright, Chief Revenue Officer at SALT Lending, shares his wealth of knowledge about Bitcoin lending and finance. He emphasizes the importance of owning Bitcoin as wealth shifts away from traditional assets like real estate. Hunter explains how borrowing against Bitcoin works, detailing SALT's loan mechanics and the potential risks involved. He also delves into the future of Bitcoin, predicting its growth and integration into traditional finance, plus reflections on how it teaches valuable financial perspectives.
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INSIGHT

Zero Is The Wrong Number

  • Zero Bitcoin is the wrong number; owning at least some BTC matters more than the exact allocation.
  • Bitcoin offers a role for generations that no longer see real estate as the default wealth vehicle.
ANECDOTE

From Systems Engineer To Bitcoin Educator

  • Hunter taught the first Bitcoin and blockchain course at the University of Colorado in 2017 and joined the C4 board.
  • His systems-engineering and banking background drove him to go all in on Bitcoin and education.
ADVICE

How Bitcoin-Backed Loans Work

  • To borrow, transfer BTC collateral to a lender like SALT which custodies it and can lend up to 70% LTV.
  • Use loans for expenses, income replacement, or growth investments depending on your goals.
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