Stephan Livera Podcast

Bitcoin Banks: interest rates, custody & lending with Pascal Eberle | SLP678

Aug 1, 2025
Pascal Eberle, Chief of Staff at Signum Bank, dives into the innovative world of Bitcoin banking. He discusses why Bitcoin is gaining traction as a corporate treasury asset and debunks common misconceptions about its volatility. The conversation covers the rising popularity of Bitcoin lending, detailing interest rates ranging from 5.5% to 9.5% and the bank's unique margin call procedures. Eberle also highlights the importance of understanding both Bitcoin and traditional finance for successful integration into business strategies.
Ask episode
AI Snips
Chapters
Transcript
Episode notes
INSIGHT

Bitcoinization of Finance

  • Bitcoin treasury companies represent a major step in Bitcoin adoption and financial transformation.
  • They convert traditional capital into digital capital, enhancing access to Bitcoin exposure through financial instruments.
INSIGHT

Corporate Bitcoin Adoption Complexity

  • Corporations adopt Bitcoin slower due to governance and approval layers.
  • Shareholders, boards, and CFOs must align, making institutional Bitcoin uptake more complex than individual adoption.
INSIGHT

Bitcoin's Cash Flow Misconception

  • Bitcoin does not generate cash flows by design; it's digital capital akin to money or gold.
  • Users must apply it as capital by taking risks to earn returns, similar to traditional assets.
Get the Snipd Podcast app to discover more snips from this episode
Get the app