Investors' Chronicle

Love and money: A woman’s guide to financial independence

Jun 17, 2025
Dive into the intersection of love and finances as experts discuss how women can safeguard their financial future in relationships. From navigating shared expenses to tackling the complexities of cohabitation and marriage, open communication is key. Discover the ins and outs of using a lifetime ISA for home buying and the financial implications of ownership between partners. Plus, learn how wedding costs stack up against potential tax benefits, ensuring that love and money can coexist harmoniously.
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ADVICE

Fairly Split Bills Early

  • Discuss how to fairly split bills before moving in with your partner.
  • Consider income differences to adjust the split so both can save toward shared goals.
ADVICE

Avoid Joint Accounts Renting

  • Avoid joint bank accounts just for convenience when renting together.
  • Joint accounts link your finances and may expose you to financial risks if your partner mismanages money.
ANECDOTE

Val’s Renting Experience

  • Val Cipriani shared her personal experience avoiding joint accounts when renting.
  • Breaking up was simpler financially, with fewer complications during a stressful time.
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