

Q&A: My target audience, investing in US domicile ETFs and whether to repay P&I to minimise interest rate...
Jun 2, 2025
Stuart dives into the wealth gap in Australia, emphasizing the importance of broad financial strategies. He clarifies the nuances of investing in US-domiciled ETFs, tackling the tax implications and risks involved. The discussion shifts to investment loans, weighing the pros and cons of interest-only versus principal and interest repayments. Finally, he provides insights on family financial planning, evaluating whether to stretch a home budget or focus on ETFs and super, while considering future expenses like education and inheritance.
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Listener Feedback Inspires Stuart
- Stuart shares a personal experience meeting podcast listeners at wine events who expressed gratitude.
- This unexpected feedback energizes him to improve and reach more people with financial knowledge.
Investopoly Targets Wealthiest 20%
- Stuart targets the wealthiest 20% of Australians, as this group holds most of the household wealth.
- He believes helping those with investable money make smart decisions creates significant impact.
Aussie Dollar Impacts US ETF Risk
- Foreign exchange risk varies with the Aussie dollar's value against the US dollar.
- Investing in US ETFs is safer when the Aussie dollar is strong or near parity, increasing currency risk otherwise.