Your Money Minute Tradeoffs With Money 12/10/25
Dec 10, 2025
In this discussion, Sharon Epperson, CNBC's Senior Personal Finance Correspondent, reveals surprising insights into money trade-offs in today's economy. She highlights that even top earners are reducing their retirement savings amid rising costs, embracing financial strategies that may seem counterintuitive. The conversation dives into consumer finance trends, offering valuable perspectives on how economic pressures influence spending decisions. Tune in for a fresh take on managing money in a challenging financial landscape!
AI Snips
Chapters
Transcript
Episode notes
Rising Costs Force Hard Budget Choices
- Rising costs force households to reallocate fixed income toward essentials like health care.
- Many people reduce retirement savings when other expenses increase.
Check Contributions After Benefit Changes
- Monitor how new workplace costs like higher health premiums affect take-home pay and plan contributions.
- Re-evaluate 401(k) and IRA allocations if on-paper gains are offset by rising expenses.
Retirement Cuts Span Income Levels
- A KeyBank survey found 12% of adults reduced retirement contributions this year.
- Even top earners (19%) are cutting contributions, showing the breadth of the trend.