When a low-income person asks your church for help, what do you do next?

God is extraordinarily generous, and our churches should be, too. However, helping low-income people often requires going beyond meeting their material needs. Dr. Brian Fikkert joins us today to talk about how your church can help the poor in ways that lead to lasting change.

Dr. Brian Fikkert is a Professor of Economics and Community Development and the Founder and President of the Chalmers Center for Economic Development at Covenant College in Lookout Mountain, Georgia. He is also the co-author of the best-selling book, “Helping Without Hurting in Church Benevolence: A Practical Guide to Walking with Low-Income People.”

The Struggles Churches Face with Benevolence Ministries

Many churches feel overwhelmed when trying to address their community's needs. They want to help but often feel powerless, worried about enabling destructive habits or frustrated by the lack of visible long-term change. These challenges are common, but with proper guidance, churches can develop a benevolence ministry that is both effective and sustainable.

One of the most critical things to remember in this process is that people are not projects. Every human being is made in the image of God and should never be reduced to their economic status or material possessions. Whether rich or poor, we are all equal in dignity and worth.

Churches must embrace a relational approach to benevolence, viewing their work as an act of love rather than just meeting needs. This involves presence, care, empathy, listening, and community. A church that doesn’t know how to care for the needs of its own congregation will struggle to effectively minister to those outside its walls.

Mutual Transformation: The Goal of Benevolence Ministries

Benevolence should never be a one-sided transaction between the “haves” and “have-nots.” Instead, it should foster relationships in which both parties grow and are transformed by their shared experiences.

The goal is to create a bigger vision—one that invites people into the family of God, acknowledging that all of us are broken and made whole only in Christ. This mutual brokenness leads to mutual transformation, something Jesus teaches in the Beatitudes in Matthew 5. Churches must embrace this mindset, where economic status is not a barrier to forming genuine, meaningful relationships.

Benevolence ministry is all about relationships. It’s not about simply giving material assistance. It’s about walking together through life, sharing in both the struggles and the joys. True benevolence involves praying together, suffering together, listening together, and learning from one another. When a church’s benevolence ministry is built on this relational model, it becomes a living example of Christ’s love and causes the world to take notice of the work God is doing.

Helping Without Hurting: Online Training for Churches

Recognizing that churches often struggle to balance helping people without unintentionally hurting them, Dr. Brian Fikkert and his team have developed an online training program called Helping Without Hurting in Benevolence Ministry. This six-session program guides churches through the process of establishing or improving their benevolence ministries.

The course covers foundational topics like understanding poverty’s complexity, building a mission statement and policy document, and walking with people through change. It’s a valuable resource for churches looking to create a ministry that fosters genuine transformation.

Resources and information are available at Chalmers.org for churches interested in learning more about setting up a transformational benevolence ministry.

On Today’s Program, Rob Answers Listener Questions:

I'm retiring soon and will have around $7,000 from my pension. I'm also eligible for a $100,000 annuity and Social Security at age 63. My wife and I are debating whether I should start taking Social Security right away or wait. What are your thoughts on when I should start taking Social Security?

Resources Mentioned:

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