Financial Audit Immature 24 Year Old Doesn't Care If She Dies In Poverty
Jun 7, 2023
A young woman shares her carefree attitude towards life, revealing her job at the Cheesecake Factory and aspirations to perform burlesque. She candidly discusses her lack of long-term planning, even stating she doesn’t see herself past 29. With car debt linked to an ex and unchecked credit card spending, her finances reveal a precarious balance. Despite feeling financially stable now, she resists budgeting and saving, sparking a debate about maturity and the risks of living in the moment without considering future consequences.
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Early Arrival And Serving Career
- Shimei is 24, moved from the Philippines at 15, and works as a server at Cheesecake Factory making about $5,000/month post-tax from tips and wages.
- She enjoys connecting with people and says serving fits her personality but is unsure about long-term plans.
College Hopping To Associate Degree
- Shimei earned an associate degree after switching majors and briefly returned to college later but ultimately left formal schooling behind.
- She considered music and nursing but settled into serving while exploring performance ambitions like burlesque.
Car Debt From A Past Relationship
- Shimei has been paying a $450 monthly car payment on a 2013 Volkswagen Jetta tied to her ex's family, and the loan is nearly finished.
- She says the vehicle was a "gift" but required payments, illustrating debt entanglement with past relationships.