Morning Brew Daily Buy Now, Pay Later Impacts Credit Score? & Novo Nordisk Breaks Up w/ Hims & Hers
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Jun 24, 2025 The podcast dives into the new impact of Buy Now, Pay Later loans on credit scores, raising consumer awareness of potential phantom debts. It also discusses Novo Nordisk's split from Hims & Hers amid accusations of misleading marketing in the obesity treatment sector. Listeners are updated on job seekers leveraging AI for resumes, leading to hiring challenges. The rise of SPACs as bitcoin treasuries is also examined, along with the latest market reactions spurred by geopolitical events in the Middle East.
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BNPL Loans Impact on Credit Scores
- FICO is incorporating Buy Now, Pay Later (BNPL) loans into credit scores to improve visibility of this growing debt form.
- BNPL integration could boost or not change credit scores for most users, countering fears of credit damage.
Novo Nordisk Cuts Hims & Hers
- Novo Nordisk terminated its partnership with Hims & Hers due to deceptive marketing and compounding issues.
- This split hurt Hims & Hers stock and highlights tension in the compounded weight loss drug market.
AI Floods Job Applications
- AI tools have dramatically increased job applications, causing a flood that overwhelms recruiters.
- This has created a cycle where AI is used both to apply and to screen applicants, complicating hiring.