John Phelan the National Director of HBAN talks to Ronan about what sectors get the most investment, Fintech especially blockchain, and what policies should be created to incentivise investing in and creating the next generation of Irish start-ups. John also tells Ronan about the HBAN conference that is taking place on the 8th of February in the Royal Hospital, Kilmainham, and how much money an angel investor, invests into a business.