The Ramsey Show Highlights

"Nicholas, You've Become A Doormat"

8 snips
Nov 15, 2025
A caller grapples with resentment while covering his siblings' cell phone bills. The discussion highlights the pitfalls of codependency within family finances. Dave Ramsey advises the listener to set boundaries by terminating the shared plan and getting his own phone. This bold move could help him reclaim his independence and stop the cycle of being a family doormat. Tune in for practical insights on managing relationships and finances!
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ANECDOTE

Family Phone Plan Burden

  • Nicholas described paying the family phone plan himself after others stopped contributing.
  • His siblings and parents joked about it while he carried the cost, showing family resentment brewing.
ADVICE

Quit Being The Default Payer

  • Dave Ramsey told Nicholas to stop being a doormat and remove himself from the shared plan.
  • He advised getting his own cheap plan (e.g., Boost Mobile) and letting others fend for themselves.
INSIGHT

Resentful Giving Backfires

  • Gifting money while resentful only masks the problem and corrupts the spirit of giving.
  • Allowing dependency fosters toxic codependency and encourages others to take advantage.
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