On today’s show we are looking at banking and how banks make decisions. Access to capital is one of the key pillars in real estate. Now let me be clear. I am not a banker. I’m not a mortgage broker in any jurisdiction and I’m not her to provide advice of any kind. I’m merely sharing what have been my own observations, which may be incomplete or downright incorrect.

Let’s look at how banks make money so that we can better understand how and why they might say yes to a loan request and when they are likely to say no.

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How Are Banks Allowed To Lend?