The Ramsey Show Highlights I'm 63 And Getting Re-Married, Should We Combine Finances?
Aug 16, 2025
A 63-year-old widow excitedly prepares to marry her high school crush, but faces financial dilemmas. She weighs the benefits of merging finances with a fiancé burdened by medical debt. The discussion highlights the importance of transparency and communication about money in a new marriage. As they navigate these tricky waters, prenuptial agreements emerge as a potential solution for safeguarding individual assets. Tune in for heartfelt stories and practical advice on love and finances!
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Reconnection And Big Life Move
- The caller is a 63-year-old widow who reconnected with a high-school crush and got engaged quickly after dating since November.
- She plans to sell her expensive DC home, move to the Midwest, and will be debt-free except for her mortgage.
Pull Credit Reports Together
- Do pull both credit reports and walk through them together before selling your house or combining major finances.
- Do not skip due diligence even if the relationship feels right; ask to see what you're walking into.
Marriage Turns Debt Into Shared Reality
- Marrying someone often makes their debts shared obligations in practice and perception.
- Money becomes a proxy for deeper concerns like initiative, responsibility, and emotional safety.