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White Coat Investor Podcast
WCI #394: Index Funds, Real Estate, and Buying Into Your Practice
Nov 21, 2024
Dive into the world of HSAs and uncover the secrets of low-cost index funds. Learn what happens when you take a 401(k) loan for real estate investments. Discover essential tips for buying into partnerships and managing your portfolio effectively. Explore the latest trends in multifamily properties and preferred equity for navigating economic uncertainties. Finally, find out why over-monitoring your investments could actually hinder your financial goals.
48:56
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Quick takeaways
- The podcast discusses the new regulations that allow transferring unused 529 plan funds into a Roth IRA, highlighting essential planning nuances for families.
- Index funds are presented as a manageable investment option, but their concentration in large-cap stocks raises diversification concerns that should be addressed.
Deep dives
Understanding 529 and Roth IRA Transfers
Recent changes in regulations allow for transferring funds from a 529 plan to a Roth IRA after the funds have been held for 15 years, with a total limit of $35,000. This flexibility offers an advantage to families saving for education who want to repurpose unspent educational funds into retirement savings. However, it is essential to note that the reverse transfer, from a Roth IRA to a 529 plan, is not permitted. This nuance is critical for families planning their financial futures between education and retirement savings.
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Discover
highlights
Listen to the best highlights from the podcasts you love and dive into the full episode