Point Me To First Class 122. Listener Q&A: Adding a Third Points Currency, Booking Emirates First, and Points Regret
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Jun 30, 2025 Dive into the world of credit card points and travel strategies! Discover whether adding a third currency to your rewards portfolio is worth it. Get practical tips on reallocation of credit lines and maximizing rewards from premium airline bookings. The hosts tackle listener challenges, including overcoming buyer's remorse and optimizing cash back cards. Expect real answers that empower your points decisions, paired with honest insights that clarify the sometimes confusing landscape of travel rewards!
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Devin's Points Currency Journey
- Devin Gimbel shared his journey from earning points only with Chase and Amex to adding Capital One in 2023 for better credit limits and access to Turkish Airlines transfers.
- He found Capital One's Business Venture X card valuable for its simplicity and high, uncapped 2x points on all spend.
Consider Benefits Before Adding Currency
- Evaluate a third points currency by its unique earning or redeeming benefits compared to your current cards.
- Prioritize your own sanity by considering if managing an extra points currency adds value or complexity you don't want.
Check Mesa Transfer Partners First
- Review Mesa credit card's current airline transfer partners before deciding to get the card.
- Ensure you can use at least one transfer partner to justify putting $1,000 monthly spend on the card.