Is your home packed with emotional baggage... and maybe a few fondue sets you haven’t touched since 2003? Organizational expert Tracy McCubbin joins us to talk about the emotional side of clutter—why it builds up, how it weighs us down, and what to do when your sentimental stuff is quietly running the show.

Meanwhile, Joe and OG dig into another kind of mess: the billions retirees lose by claiming Social Security too early. Timing isn’t just everything—it’s the difference between thriving in retirement and wondering where all the money went.

In this episode, we cover:

Why sentimental clutter is more than just "stuff"—and how to finally let it go.
How donating intentionally can breathe new life into your old things (and clear some mental space).
The tough conversations adult kids need to have with parents about downsizing and letting go.
Strategies to help you avoid making costly Social Security decisions.
A surprisingly thoughtful take on the Taco Bell Hotel (yes, it’s real... and yes, it sold out in minutes).

Plus: a listener question, some truly questionable fashion choices, and one more reason not to hoard your retirement benefits—or your holiday dishes.

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