
 Retirement Planning Education, with Andy Panko #137 - 7 scenarios where it might be beneficial to do Roth conversions
 Feb 6, 2025 
 53:08 
Andy discussed seven common scenarios where it might be beneficial to do Roth conversions:
- You know your income now is much lower than it will be in the future
 - You're married (and may eventually be single)
 - You have large pre-tax accounts
 - Your eventual heirs are likely to be in higher tax situations than you currently are
 - Your plan on moving to a state that will have higher income taxes than your current state
 - You're convinced tax rates will increase markedly in the future
 - You want greater tax "diversity" amongst your investable accounts
 
Links in this episode:
- Tenon Financial newsletter summarizing the 7 potential Roth conversion scenarios - here
 
- Tenon Financial monthly e-newsletter - Retirement Planning Insights
 - Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
 - YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
 - Retirement Planning Education website - www.RetirementPlanningEducation.com
 
To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com
