00:54 - From Pop-Up to Powerhouse. Heather shares her leap from a one-woman pop-up bakery to running a thriving brick-and-mortar with seven staff, and how Lifehack’s systems opened new opportunities—including an unexpected family café venture—without framing change as failure.

04:44 - The Divorce She’s Avoided for 8 Years. Heather opens up about the heavy mental and financial load of an unresolved divorce.

12:28 - Debt Negotiation Like a Pro. Carey reveals practical strategies to approach creditors, negotiate big reductions, and tackle financial “elephants” without letting them drain your mental bandwidth.

15:56 - The Power of a Safe Buffer. Having a trusted person or professional buffer makes tackling financial and legal tasks less overwhelming and more actionable.

17:35 - Closing the Open Loops. Demir reframes Heather’s avoidance as unclosed loops draining her energy. Clearing them can spark renewed focus, creativity, and business momentum.

22:01 - Facing the Truth.

27:40 - You Are the Value, Not the Business

31:42 - From Fear to Freedom. How confronting financial and legal fears can unlock more time, energy, and freedom than expected.

43:11 - Action Plan to Move Forward.

Check out our FREE masterclass all about How To Plan The Perfect Week In 30 Minutes Flat: https://bit.ly/3eEZ9AQ

Check out our website: https://lifehackmethod.com/

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