FinTech Meets Crypto: The Future of Global Payments | Simon Taylor

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Sep 17, 2025

Simon Taylor, a fintech veteran and former Barclays crypto lead, dives into the future of global payments. He argues that payment chains might signal a transformational moment in finance, similar to AWS for cloud computing. The conversation covers the role of stablecoins as a bridge to tokenization, the emergence of payment layer ones, and the regulatory challenges they face. Taylor also clarifies the differences between stablecoins, tokenized deposits, and CBDCs, predicting a radical on-chain reboot of the financial landscape.

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ANECDOTE

Day Walker Between Bank And Ethereum Worlds

Simon describes being a 'day walker' between banking and Ethereum meetups while at Barclays.
That dual role let him translate TradFi concerns into crypto language and vice versa.

ANECDOTE

Fintech Failures Pushed Banks Toward Chains

Simon recounts fintech collapses like Synapse and their impact: nobody could reconcile where customer funds were.
That reconciliation failure nudged fintech players to consider blockchain as a solution.

INSIGHT

Payments Chains As The AWS Moment

Payments chains can be an "AWS moment for money" by turning payments infrastructure into a shared utility.
That commoditization lowers cost and lets firms focus on customer-facing value instead of bespoke back-office plumbing.

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