The David Lin Report Will Your Bank Collapse? This Is The Future Of Protecting Your Money | Michael Ou
Oct 20, 2025
Michael Ou, CEO of CoolWallet, dives into the future of finance and cryptocurrency. He discusses the revolution of tokenization and how it's pivotal for everyone to own a crypto wallet. The conversation highlights the security features of CoolWallet's design, emphasizing its user-friendly approach. Ou reveals how on-chain asset management can change daily transactions, including salary payments and improved cross-border capabilities. He also addresses risks, including insights from recent hacks, and shares the long-term vision for wallets coexisting with banks.
AI Snips
Chapters
Transcript
Episode notes
Tokenization Makes Wallets The New Control
- Tokenization moves assets on-chain and makes markets global, programmable, and always-on.
- Wallets become keys and the primary control surface for real-world assets and settlement.
Nurse Uses Stablecoins For Same-Day Support
- A nurse in Europe converts part of her paycheck to stablecoins and supports family same day without withdrawal delays.
- She uses a wallet to send tokens home instantly and keep savings under her control.
Use Exchanges For Access, Wallets For Savings
- Use exchanges for liquidity and wallets for saving and sovereignty.
- Bridge between them with secure, low-friction tools so you control when and where assets move.