Introducing Childfree Trust®: The Nationwide Solution | Maddy Roche & Dr. Jay Zigmont, CFP®

Feb 5, 2026

Dr. Jay Zigmont, CFP®, founder of Childfree Wealth® and Childfree Trust®, built a nationwide fiduciary solution for people without traditional next of kin. He explains the four critical estate roles and why decisions while you are alive matter. The conversation covers when temporary decision-makers step in, why professional fiduciaries protect everyone, and practical steps to get care and trust documents in place.

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INSIGHT

Estate Planning Is About Decisions While Alive

Estate planning focuses more on who makes decisions while you're alive than on what happens after you die.
Jay Zigmont built Childfree Trust after finding no nationwide solution for decision-makers for childfree people.

ADVICE

Create Medical And Financial POAs Now

Do create medical and financial powers of attorney and name who should act when you cannot decide.
Without paperwork, courts or healthcare providers will default to family or appoint guardians, which may not follow your wishes.

INSIGHT

Professional Fiduciaries Offer Legal Safeguards

Professional fiduciaries are regulated and legally required to follow your documented wishes.
Independent trust companies carry capital, insurance, and strict documentation standards that protect clients and executors alike.

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Who will make decisions for you when you can't? For Childfree people, that question has never had a good answer until now.

In this episode, Maddy Roche and Dr. Jay Zigmont, CFP® introduce Childfree Trust®, the first nationwide professional fiduciary solution designed specifically for Childfree individuals. After three and a half years of research and development, Childfree Trust® solves a problem that's plagued the Childfree community: who will act as your medical power of attorney, financial power of attorney, executor, and trustee when you don't have the traditional next of kin most estate planning assumes you have?

Jay and Maddy break down the four crucial estate planning roles every person needs to fill, what really happens if you don't have these documents in place, and why relying solely on friends and family can put everyone in a difficult position.

Key Takeaways:

Estate planning is about decisions while you're alive: The four critical roles, medical power of attorney, financial power of attorney, executor, and trustee, ensure someone can make decisions on your behalf during emergencies, cognitive decline, or after death.
Childfree Trust® is the first nationwide professional fiduciary solution: Acting in all 50 states & DC, Childfree Trust® can serve as your medical power of attorney, financial power of attorney, executor, or trustee.
Professional fiduciaries protect everyone involved: Even if you have someone willing to serve in estate planning roles, appointing Childfree Trust® as a backup gives your loved ones an out if circumstances become too challenging.
Guarantees ensure lifelong protection: If you've been a client for 24 consecutive months and go on Medicaid, Childfree Trust® will continue making decisions on your behalf without billing you. Your decisions are protected even if you run out of assets.

Episode Hosts:

Maddy Roche - Chief Growth Officer at Childfree Trust® and responsible for all sales & marketing initiatives.

Dr. Jay Zigmont, CFP® - Founder & CEO of Childfree Wealth®, Childfree Trust®, & Childfree Insights. After spending three and a half years researching estate planning solutions for Childfree people, Jay created Childfree Trust® to solve a problem no one else would address.