Work + Life Harmony | Time Management, Organization and Planning for Overwhelmed Women

You Need to Know What Your Time Is Worth

Dec 2, 2025

Discover the true value of your time and why many women undervalue their unpaid work. Learn that replacing caregiving and household tasks can cost over $200,000 annually. Find out how to calculate your real hourly rate as a business owner, unveiling surprising insights about your economic worth. Overcome fears of outsourcing by understanding the strategic benefits it brings. This conversation encourages you to shift from guilt-driven choices to empowered decisions that honor your time.

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INSIGHT

Unpaid Labor Has Real Market Value

The unpaid caregiving and household work many women do maps to a real economic value often exceeding $200,000 per year.
Recognizing that number reframes worth and shifts decisions from guilt to strategy.

ANECDOTE

Friend Felt Guilt Until Math Proved Value

Megan shares a story about a friend who felt guilty for not 'working' despite caring for four young children.
After calculating outsourcing costs, the friend saw her contribution valued at roughly $208,000 and felt validated.

ADVICE

Calculate What It Would Cost To Replace You

Make a list of all unpaid labor you do in a typical week and research outsourcing costs for each task.
Add the totals to see what it would cost to replace you and use that number to inform choices and conversations.

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If someone asked you right now what your time is worth, could you answer them? Most women can't. And that's a problem because when we don't know our worth, we make decisions from guilt and obligation instead of strategy and self-respect. We say yes to things that drain us, we hold onto tasks someone else could handle, and we feel guilty about investing in help that would actually transform our lives. Whether you're managing a household, running a business, or doing both, understanding the actual economic value of your time changes everything about how you show up and what you prioritize.

In this episode, I'm walking you through two powerful exercises that will completely shift how you see your time. First, we're calculating what it would cost to outsource all the caregiving and household work you're currently doing (spoiler: it's probably over $200,000 a year). Then, if you're a business owner, I'm showing you exactly how to figure out your real hourly rate so you can make smarter decisions about where to spend your time and money. This isn't about guilt. It's about getting clear on your value so you can finally make decisions that honor it.

In This Episode, I'll Cover:

Why the caregiving and household work you do is worth over $200,000 annually
How to calculate the economic value of replacing everything you do at home
The exact formula for determining your actual hourly rate as a business owner
Why knowing these numbers changes your decisions about outsourcing and investing in help
How to stop making choices from guilt and start making them from strategy

Mentioned in the Episode:

Hourly rate calculator (for business owners): https://www.megansumrell.com/calculator

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💻 Free Training

Overwhelmed? Frazzled? Tired of your calendar controlling you?
You’re in the right place. Sign up for my free, on-demand training and learn how to take control of your time—no matter what life throws at you.
👉 https://www.megansumrell.com/freetraining

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Thanks for tuning in!
Megan 🩷🐝

www.megansumrell.com
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