Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. Many of the firms we cover are moving towards becoming a one-stop-shop for their customers. Looking to deeply service their constituency, they’re converging on becoming banks – whether or not they actually have a license. At least, they look and smell like banks. Fundbox, a provider of financial services to small businesses, isn’t necessarily going that route. It’s staying particularly focused on serving its clients’ cash flow needs with working capital – so it goes beyond what a traditional lender might do. But it’s not taking the plunge fully into banking. The firm’s CEO Prashant Fuloria joins me on the podcast to talk about how SMBs are coping with the pandemic’s challenges and how Fundbox has evolved to serve them. We also catch up on where the firm is in its own growth cycle. Fundbox has grown – it surpassed a $100 million run rate last year and raised $100 million in a Series D round, valuing the company over a billion dollars. Lastly, we look out into the future to see what Fundbox is cooking up. Here’s my conversation with Fundbox CEO, Prashant Fuloria.