The Meaningful Money Personal Finance Podcast S5E6: Investing In Retirement, with Abraham Okusanya
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Investing in RetirementThe traditional view of investing in retirement is to reduce the risk of your pensions and other investments as you approach the great transition, and then cruise through retirement, being fairly cautious, hopefully not spending too much.
These days, there is quite a bit to think about, particularly thanks to the pensions freedoms which mean more people than ever are opting not to secure an income with an annuity but opt for unsecured income drawdown instead.
In this session you will learn:
- The key considerations for investing in retirement
- Why the Pensions Freedoms of 2015 are so important and what they mean for you
- The difference between a chicken and an egg
- The dangers of sequencing risk
- Some strategies for mitigating that risk
- Some ideas as to the order in which you should spend your money
- The difference between investing for natural income or total return, and why it matters
Website: Abraham's company, Finalytiq App: Timeline - The Safe Withdrawal app Social: Abraham on Twitter
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