Paisa Vaisa with Anupam Gupta

The Power of Compounding – Building Wealth Through SIPs Ft. Kushal Lodha

Mar 19, 2025
Kushal Lodha, a CA and finance content creator, simplifies wealth building for Gen Z investors. He reveals how ₹8,000/month can grow into ₹5 crores through disciplined investing. Discover why waiting even a year can costs you ₹52 lakhs, and how Systematic Investment Plans (SIPs) can beat stock investing for newbies. He also discusses the benefits of compounding, the importance of starting early, and how market crashes can actually benefit investors. Tune in to transform your financial future!
Ask episode
AI Snips
Chapters
Transcript
Episode notes
ANECDOTE

Cost of Delay Anecdote

  • Kushal Lodha started his first SIP at age 25, feeling it was already late.
  • He learned delaying SIP by one year can cost lakhs in future wealth due to compounding delays.
ADVICE

Why Start an SIP

  • Start SIPs to invest consistently every month regardless of market fluctuations.
  • This disciplined investing averages your cost and reduces risk over time.
INSIGHT

Power of Long-Term Compounding

  • Compounding needs at least 10-15 years to show significant returns.
  • Wealth grows exponentially with patience, as seen in Warren Buffett's career.
Get the Snipd Podcast app to discover more snips from this episode
Get the app