The Pat Kenny Show Health Insurance expert Dermot Goode on getting best deals
Nov 7, 2025
Dermot Goode, a health insurance expert and founder of healthinsuranceireland.ie, shares invaluable tips on navigating rising insurance premiums. He highlights the importance of early shopping before renewal letters arrive and underscores the risks of sticking with outdated plans. Dermot discusses affordable corporate options and emphasizes the need to avoid auto-renewals. He offers insights into how to manage kids on plans, the pitfalls of international coverage, and the financial wisdom of switching plans while maintaining existing condition coverage. A must-listen for savvy consumers!
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Braced For Renewal Surge
- Renewal season clusters near Christmas and forces a surge of customer enquiries that overwhelm insurers.
- Dermot Goode warns consumers to research early because many will face double-digit increases and service bottlenecks.
Research Before Your Renewal Letter
- Start comparing plans before your renewal letter arrives so you have time to switch or negotiate.
- Do your homework now because many January changes are already visible and alternatives exist.
Inertia Causes Overpriced Long-Term Plans
- Many people stay on the same plan for 5–20 years out of inertia, not because it's optimal.
- Long-dated plans have accumulated big price rises and now produce very high premiums for some members.