Matthew Cox | Inside True Crime Podcast Modern Scammers Exposed | How They Got Caught
Jan 14, 2026
Zack joins Matthew to delve into the world of modern scams, offering his expertise as a frequent commentator. They analyze shocking stories, including insider identity theft at HSA Bank and a risky million-dollar counterfeit check scheme. The duo explains how scammers exploit social engineering on seniors and recruit mules through clubs. With engaging anecdotes, they reveal how criminals manipulate victims and discuss the psychological traits of con artists in prison. Tune in for a captivating breakdown of scams and their consequences!
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Inside Job At HSA Bank
- Precious, a bank employee, gave customers' SSNs and addresses to an outside man who called the bank and impersonated account holders to transfer funds.
- The scheme netted about $13,000 across ~12 victims and led Precious to cooperate and name her co-conspirator, Cecile Lacey.
Small Transfers Add Up
- Small transfer thresholds or bank hold policies create attack windows scammers exploit to take modest amounts repeatedly.
- Matt and Zack note multiple $500 pulls can add up and evade close scrutiny if below investigation limits.
Aborted Kellogg's Check Plot
- Matthew described plotting to receive a multi-million-dollar Kellogg's check via an accounting insider and priming bank accounts, then abandoning the plan when the insider refused to quit.
- He spent ~ $10k preparing the scheme and avoided the caper because the insider wouldn't follow his operational safety steps.