This Week in Fintech's Podcast
đ§ The future of small business lending, with Prashant Fuloria and Anchit Singh of Fundbox
Apr 8, 2025
Prashant Fuloria, CEO of Fundbox, and Anchit Singh, CBO, discuss the future of small business lending. They emphasize how embedded finance is transforming funding access for SMBs, leveraging partnerships with platforms like QuickBooks. The guests dive into innovative underwriting methods, including cash flow assessments and data integration. They explore how fintech innovations are shaping lending solutions and the potential for future collaborations with banks. Technology and strong partnerships are key to empowering small businesses in today's economic landscape.
41:43
Episode guests
AI Summary
AI Chapters
Episode notes
Podcast summary created with Snipd AI
Quick takeaways
- Fundbox leverages data integration and innovative underwriting methods to provide tailored financing solutions that address the unique needs of small businesses.
- The future of small business lending involves expanding partnerships with banks to enhance capital accessibility and support the evolving financial requirements of SMBs.
Deep dives
The Evolution of Small Business Lending
Small business lending is still considered to be in its early stages, with many opportunities for growth and development. Despite the existence of fintech options for over a decade, small business lending faces challenges in scaling due to the diverse and complex nature of businesses. Additionally, traditional lenders often struggle to meet the needs of small business owners, who lack the resources available to larger enterprises. Funbox, as a pioneer in embedded capital solutions, aims to bridge this gap by providing accessible working capital through digital tools already used by small businesses.
Remember Everything You Learn from Podcasts
Save insights instantly, chat with episodes, and build lasting knowledge - all powered by AI.
