The Ramsey Show Highlights He Has a Child on the Way and He’s Living with His Girlfriend’s Parents?
7 snips
Nov 9, 2025 An expectant parent calls in, seeking advice on buying a house while living with her girlfriend’s parents. The hosts emphasize the significance of marriage before making major financial decisions together. They discuss the boyfriend's apprenticeship potential and suggest selling an expensive truck to improve cash flow. The conversation shifts to planning for childcare and budgeting as the baby arrives. With urgency, they encourage the couple to marry soon and combine finances for better stability, all while celebrating the baby's name!
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Don't Buy A House Unmarried
- Do not buy a house with an unmarried partner; wait until you are legally married first.
- Dave and George advise against mixing finances or property before marriage to avoid legal and relationship risk.
Optics Reveal Readiness
- Living with your partner's parents while pregnant sends a negative message about readiness.
- George and Jade say optics and responsibility matter more when parenting is imminent.
Sell Truck, Marry, Build Stability
- Sell the expensive truck, get married, build an emergency fund, then rent and save for a down payment.
- Move out and rent for a year or more while his income grows before considering homeownership.