Merryn Talks Money

Your 2026 Money Reset: Practical Steps to Be Better Off by Year-End

9 snips
Jan 7, 2026
Explore how to take control of your personal finances even in challenging times. Discover why a monthly money check-up can be a game changer. Learn to prepare for mortgage renewals early to avoid pitfalls. Find out the importance of tax-efficient accounts like ISAs and optimizing your pension contributions. Get insights on keeping cash handy for emergencies and protecting your crypto assets. Plus, don’t overlook the necessity of a will and proper organization of your financial documents!
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ANECDOTE

Hosts' Silver Banter

  • John joked that he was 'right' about silver but admitted he mostly 'gawped' at its rise.
  • They compared silver to the 'crypto of the precious metals world' lightheartedly.
INSIGHT

Personal Agency Beats Political Pessimism

  • Political pessimism doesn't remove personal agency over household finances.
  • Small, proactive financial steps can still materially improve long-term security.
ADVICE

Schedule A Monthly Money Check

  • Set aside an hour each month (or every two months) to review accounts, direct debits and bills.
  • Schedule the time, involve your partner, and treat it like a non-negotiable financial check-up.
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