Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. 2021 was a year for payroll data. Payroll data continues to open up new possibilities and use cases, tapping into sources of income. While data matters, we’re also seeing payroll providers themselves move into fintech. Gusto services 200,000 businesses and teans with modern payroll, benefits, and HR. Gusto has also moved decidedly into fintech, launching Gusto Wallet. Employees on the Gusto platform get early access to their paychecks, banking, savings, and emergency funds through their payroll provider. Co-founder and CPO Tomer London joins us on the podcast to discuss the increasing importance of modern payroll and the opportunities it opens up for fintech services and products. Gusto’s Tomer London is my guest today on the Tearsheet Podcast.