Pete Howroyd is CEO and founder of Swapi, a loyalty platform that frees up choice to the customer, whilst reducing the liabilities accrued on the financial books. WIth a BETA version of the app launch soon, his was a great time to chat to Pete. Enjoyed the whole podcast? Here is the article Dave and Amber discuss: https://www.theguardian.com/global-development/2021/oct/11/digital-gender-gap-cost-low-income-countries-billions-india-egypt-nigeria-women