A remarkable 100,000 Australians refinanced their mortgage to a better rate in the three months to June this year. If you have yet to join the party, the pathway to lower mortgage costs is now clear, here's what to do...

Mortgage broker, Christian Stevens of the Flint group, joins Associate Editor - Wealth, James Kirby in this episode.

In today's show, we cover:

How to cut your mortgage rate without moving banks
Reducing mortgage rates by switching banks
Long-term interest-only loans for experienced investors
Spare Bedroom tax: You cannot be serious!

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How to cut your mortgage costs...now