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There is no legal requirement for individuals in the 50 United States to file and pay federal income taxes, contrary to popular belief. This revelation stems from an interpretation of tax law suggesting that the federal income tax only applies to residents of Washington, D.C., and its territories. The speaker highlights that this understanding came from personal education on tax laws, which led to a broader realization about government deception in enforcing tax measures. The argument posits that the real criminality lies within the governmental framework that misleads citizens into assuming their financial obligations to the IRS.