New Books Network
Chris Skinner, "Intelligent Money: When Money Thinks for You" (Marshall Cavendish, 2024)
Mar 25, 2025
Chris Skinner, a prominent author and fintech expert, dives into the future of finance in a world where artificial intelligence takes the reins. He explores the evolution of AI and its impact on both centralized and decentralized finance, emphasizing the need for new regulations. Skinner also discusses the ongoing relevance of cash in an increasingly cashless society, highlighting unique cases like Sweden's cash reserves. Furthermore, he addresses the complexities of integrating AI into banking systems and the critical challenge of building digital trust amidst rampant misinformation.
25:18
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Quick takeaways
- AI transforms finance by enabling personalized management and automating decisions, shifting from centralized to decentralized financial models.
- Despite the rise of digital payments, cash remains essential during crises, providing security and reliability when digital systems may fail.
Deep dives
The Integration of AI in Finance
Artificial intelligence is reshaping the landscape of finance by enabling personalized financial management and automating decision-making processes. Chris Skinner’s book emphasizes the significance of AI in managing money effectively, moving from a centralized finance model to one that incorporates decentralized systems like cryptocurrencies. The advent of generative AI allows for direct interactions between bots, simplifying transactions and potentially altering traditional banking structures. This evolution raises critical questions about the role of centralized currencies versus decentralized solutions and how consumers will adapt to this shift in financial interactions.
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